How A Payday Loan Works

When there is too much month left at the end of the money there is something you can do. Just provide us with information about your job, residence, personal references and checking account and you’re ready to go! Depending on approval, you’ll be qualified for up to a $1000 payday loan which will be electronically deposited into your personal account. On an agreed upon date, the amount of your loan is deducted from your checking account and the transaction is complete.

• No fees. There is no fee to apply for a payday loan
• No prepayment penalties
• Flexible repayment options

Do You Qualify

If you meet these minimum requirements you could be approved instantly for a pay day loan.

• Are you currently employed or do you receive recurring, regular benefit income?
• Do you currently have a checking account?
• Do you have a home phone and work phone where you can be contacted?

Flexible Payment Options

Three days before your payday loan is due you will receive an email reminder.
You may choose to:

1. Simply nothing and we will Auto-Ok your loan.
2. Pay the finance charge and a portion of the principal
3. Pay your loan in full

1-REFINANCE AND PAY THE FINANCE CHARGE ONLY
Unless you notify us, we will debit only the finance charge on your loan. Remember, this will be done automatically on your due date, and the funds will be debited from your checking account. You do NOT have to do anything if you choose this option. 

IMPORTANT - IF YOU WANT TO DECLINE THIS OPTION AND PAY DOWN A PORTION OF YOUR PRINCIPAL AMOUNT OR PAY OFF THE ENTIRE LOAN, YOU MUST NOTIFY US AT???-???? OR BY FAX AT ???-???? AT LEAST THREE FULL BUSINESS DAYS PRIOR TO YOUR DUE DATE. 

Remember, according to our easy, no hassle loan requirements, you will still owe your original loan amount along with another finance charge on your following payday. 
You may only use this option four times. On the fifth time and each time thereafter, we will debit a minimum payment of $50 towards your principal loan balance ($100 on balances over $500) PLUS your finance charge until the loan is paid in full. You then will have to wait seven days to reactivate your loan once it is paid in full.

2-PAY THE FINANCE CHARGE AND A PAYMENT TOWARDS YOUR LOAN AMOUNT
We will only debit the finance charge due PLUS a payment towards the principal amount on your loan due date. TO CHOOSE THIS OPTION, YOU MUST NOTIFY US NO LATER THAN THREE FULL BUSINESS DAYS PRIOR TO YOUR LOAN DUE DATE. Remember, you will still owe a new finance charge PLUS your new loan balance on your following payday. 

3-PAY YOUR LOAN IN FULL
We will debit the full remaining loan balance PLUS the finance charge on your due date. TO CHOOSE THIS OPTION, YOU MUST NOTIFY US NO LATER THAN THREE FULL BUSINESS DAYS PRIOR TO YOUR LOAN DUE DATE. Once we receive all monies from your bank account, your loan will be considered paid in full. To receive your next loan, wait three business days after your account has been debited and call us.

So what are you waiting for? Fill in the quick Free Payday Loans to get your cash, Click here

Why you should get a payday loan with us.

• Quick & Private
• Secure & Safe
• Save Your Credit
• Avoid Disconnection
• Eliminate Late Fees
• Stop Creditor Harassment