Posted on October 21st, 2011 by admin

APR! What’s the Deal? – A brief about payday loan

Payday loans are regarded by some as being controversial and this is mainly due to the high representative APR s that are offered by Payday Loan Lenders UK. However it may be viewed that the APR is not relevant as the repayment periods for payday loans are typically 31 days and not one year. Therefore [...]

Posted on October 7th, 2011 by admin

What does your Credit File say about You?

Firstly, what is a credit file? A credit file is essentially a record of information concerning your dealings with credit providers. It is often used by providers to ascertain your creditworthiness or reliability to pay back a loan. The record is held by a credit reporting agency. The information usually covered includes records of credit [...]

Posted on September 5th, 2011 by admin

Are You Feeling Terrible About Your Credit Score? Are You Confused As To What To Do?

(Copyrighted Material) Are you tired of throwing most of your income towards interest rate and fees on credit cards, auto or mortgage loans? Do you have interest rate of over 11% for auto loans or credit cards? Is your mortgage interest rate several points over the federal lending rate (interest rates over 8%)? Do you [...]